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3 ways freezing eggs can affect your estate plan

On Behalf of | Mar 4, 2025 | Assisted Reproductive Technology

The increasing popularity of egg-freezing technology has introduced unexpected challenges to traditional estate planning. As more workplaces offer this benefit and reproductive options expand, families face inheritance questions that previous generations never encountered. These advancements create significant implications for how assets are distributed and who legally qualifies as a descendant in estate documents.

For anyone with children or grandchildren who might utilize assisted reproductive technology, understanding potential estate planning impacts is essential. Without addressing these possibilities in your estate documents, your assets might be distributed differently than you intended, with potential heirs being included or excluded contrary to your wishes.

1. The definition of descendants becomes complicated

Estate planning traditionally identifies heirs through genetic, biological or legal relationships. However, frozen eggs create possibilities for descendants born long after your death, potentially through donors or surrogates with no genetic connection to you. Your estate plan should explicitly address whether children conceived posthumously through assisted reproductive technology qualify as legal heirs to your estate.

2. Complex inheritance scenarios emerge

Unexpected situations can arise when reproductive material outlives its donor. If reproductive material is transferred to a spouse or partner after death, the resulting children may have ambiguous inheritance status under traditional estate definitions. This uncertainty can lead to unintended distributions or even legal disputes among family members if not properly addressed in advance through careful estate planning.

3. Family conversations become necessary

Open discussions with adult children about their reproductive plans, while sometimes awkward, have become an important component of thorough estate planning. These conversations help you understand the full range of possible future scenarios that might affect your legacy. With this information, you can make thoughtful decisions about how to structure your estate plan to accommodate various possible family structures.

When confronting these modern complexities, a standard will template rarely provides adequate protection. Working with a knowledgeable attorney allows you to create personalized language that accurately captures your intentions regarding heirs born through assisted reproductive technology. Seeking legal guidance is increasingly important to create an estate plan that truly reflects your wishes for all potential descendants.